Universal Credit is a means-tested benefit designed to help individuals with living costs who are either on a low income, out of work, or unable to work due to medical conditions or disabilities. The benefit rates for 2024 to 2025 have been updated, and this article provides an overview of the new rates and eligibility criteria.
Universal Credit Rates for 2024 to 2025
| Claimant Type | Monthly Rate |
|---|---|
| Single under 25 | £311.68 |
| Single 25 or over | £393.45 |
| Couple – joint claimants both under 25 | £489.23 |
| Couple – joint claimants, one or both 25 or over | £617.60 |
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Child Amounts for 2024 to 2025
| Child Amounts | Monthly Rate |
|---|---|
| First child (born prior to 6 April 2017) | £333.33 |
| First child (born on or after 6 April 2017)/second child and subsequent child (where an exception or transitional provision applies) | £287.92 |
| Disabled child additions – Lower rate | £156.11 |
| Disabled child additions – Higher rate | £487.58 |
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Cost of Living Payments for 2024 to 2025
| Payment | Eligibility |
|---|---|
| £300 Cost of Living Payment | Eligible for individuals who received Universal Credit for an assessment period ending between 18 August 2023 and 17 September 2023. |
| £301 Cost of Living Payment | Eligible for individuals who received Universal Credit for an assessment period ending between 26 January 2023 and 25 February 2023. |
| £299 Cost of Living Payment | Eligible for individuals who received Universal Credit for an assessment period ending between 13 November 2023 and 12 December 2023. |