The month of August has started and from today many big rules have changed. There has been a change in everything from credit card to LPG prices. This change will affect your pocket. If you also have an HDFC Bank credit card, then from this month there is a change in the rules related to it (Rule Change From August), which can affect your monthly expenses. Also, you may have to pay more charges.
1% extra charge on rent payment
If you use HDFC Bank credit card for rent payment through third party apps like CRED, PayTM, Cheq, MobiKwik and Freecharge, then you will have to pay an extra fee of 1 percent. For this, the maximum limit has been set by the bank at Rs 3,000 per transaction.
This much charge on utility transactions
According to the report of India Today, extra charges are also being levied on utility transactions. However, no extra charges will be levied on transactions of less than Rs 50,000, but if the value of such payment is more than Rs 50,000, a charge of 1 percent will be levied, here also the limit per transaction has been fixed at Rs 3,000.
Duty on petrol and diesel
If you make fuel payment through HDFC Bank credit card, then now you will have to pay extra charge. If the card holder makes fuel payment of less than Rs 15,000 then there will be no charge, but for transactions above this amount, 1% charge will have to be paid. Talking about payment of insurance premium, no extra charge will have to be paid on insurance payments.
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This new rule in educational payment
Any kind of educational payments made through third party apps will also be charged a fee of 1 percent, however, no such charge will be levied on direct payments made through the official website of educational institutes or POS machines. Apart from this, international educational payments are also exempted from this fee.